Credit

Credit

Buro de Credito :. Mexico Buro of financial information and people
Credit bureaus IN MEXICO -- The Buro de Credito are oriented credit information companies to integrate information on the lending behavior of individuals and businesses. Today they have become a reference framework for the granting of credit in Mexico and other countries; that since they have credit records of natural persons and companies.

A credit bureau is a company providing services to Financial Institutions and its main purpose is to support the country's economic activity, companies providing information to enable them to greater openness and public confidence to the granting of credit to customers, maintaining a healthy business administration and transparency of information.

METHOD OF OPERATION OF A CREDIT BUREAU:

The credit bureau may only provide information about a person or company, in the following cases:

The Contractor requests your credit history Credit Report Special.
the creditor, who has contracted the service, requesting the credit report from a person or company, upon authorization from the latter.

Credit bureaus do not decide whether a credit or not approved, nor emit question whether a person is or is not subject to credit; only provide credit information and payment behavior of a person or company. It is the creditor, who in function to the analysis made by a credit report and to policies that have set, decides whether to extend the credit.

Credit grantors from month to month provided information on their accreditation. Detailed information on their credit as well as how they were paid. The Buros receive information and update each of the credit histories, as appropriate.

The credit grantors who have purchased the service of the bureaus are: banks, card issuers, landlords, auto finance companies, mortgage and general goods, department stores, commercial companies and Companies communication services.

LEGAL

Since credit bureaus credit information companies, their operation and that of the creditors who have signed up for its service is governed by the Act to regulate the credit information companies and by the General Rules of the Bank of Mexico.

For further information, is available to the general public the following sites:

Ley para Regular a las Sociedades de Informacion Crediticia

Reglas Generales de Banco de Mexico

Preguntas Frecuentes respecto al Buro de Credito

Buro de Credito :. Mexico - Related sites
Congreso Nacional para Ejecutivos de Credito National Executive Congress Credit - Official website of the National Congress for Executives of Credit and Collection from Mexico and Latin America.
  • Buro de Credito Mexico It is a privately owned company incorporated as a society of information credit, designed to integrate and provide information prior to granting credit and for the duration of funding. View Video
  • Circulo de Credito - Mexico

    Special Credit Report and how to apply. Banking Financial Information Development
    Credit quality ratings assigned to commercial banks.
    Sucursales Bancarias. Branch Banking. where find a bank branch. Mexican Directory Of Offices
    Recommendations for the use of Internet Banking.
    Padron de Entidades Financieras Supervisadas. information entities authorized to operate in the Mexican Financial System.
    Buros de Credito. Introduction on the functioning of credit bureaus, applicable regulation, leagues and answers to frequently asked questions.
    Research studies credit or socioeconomic
    Informacion Financiera de la Banca Multiple.
    Personas - Registro Nacional Consultations line data of persons, searches through the electoral roll. Enter the number of voting card to obtain the information of name and surname and place of voting.
    Elections statistical data and links related to its use by Mexican political party as the PRI, PRD, PAN
    Vehicles - National Register - to see car data, breaches through the name, and surname

    Mexico 2017